Home Loans

Melton home loans, made easy.


Buying a home is a big deal. It’s one of the biggest purchases you’ll make in your life. At PAT Finance in Melton, we don’t take that lightly. While we can’t help you find the perfect home, we can help you find the right loan for your family and circumstances. Our Melton home loan service takes the hassle out of loan shopping, saving you precious time and money – and providing you with peace of mind.

Forget spending hours searching online or stressing over the fine print. We do all the hard work for you. We take the time to listen to your needs and understand your financial goals. Then we evaluate hundreds of products to find a loan that fits. With access to over 30 lenders, we can present you with home loan options you won’t find anywhere else. We can even tailor home loans to suit your unique needs.

Why choose us as your Melton mortgage brokers?

We’re not like other mortgage brokers in Melton – or anywhere else, for that matter. Our team is led by Ajay Muppalaneni, a leading mortgage broker who has worked with Australia’s biggest banks, including CBA, NAB and ANZ. Together with our award-winning accountant, Corinne Cole, our leadership team has over 35 years’ combined experience helping home buyers achieve their goals – all while ensuring their home loans are structured for the best possible tax outcomes.

We know what lenders look for in home loan applications. That means we can present your application in a way that increases your chance of success – even if your situation is complicated or you’ve experienced credit challenges.

Here are some of the many reasons why you should choose us as your Melton mortgage brokers:

  • The joint benefit of a mortgage broker and a tax accountant

  • Over 35 years’ combined experience servicing the Melton community

  • Access to over 30 lenders and hundreds of home loan products

  • Unbiased, independent advice – no affiliations or hidden agendas

  • Flexible, tailored home loans to suit your specific needs

  • Competitive rates and packages – shave years off your mortgage

  • Minimal paperwork

  • Friendly, responsive service 

  • Free assessment to determine your needs and borrowing capacity

Here for all your home loan needs

As Melton’s home loan specialists, we’re here for all your home loan needs. Whether it’s your first home or an investment, we make finding the right loan easy.

First home buyer loans
Investment loans
Credit impaired loans
Self-employed loans

Book a FREE home loan assessment

Book a free assessment at our Melton office to talk about your home loan options. We work with clients across Melton, Bacchus Marsh, Sunbury, Caroline Springs and beyond.