Commercial property lending is very different to residential property lending. Unlike residential lending, commercial property loans are not regulated by the National Consumer Credit Protection Act (NCCP). That means, as a commercial borrower, you don’t have the same protections that apply in home lending. Not only that, but the type of commercial lending purpose will have a big impact on how lenders will assess and price your loan.
To method lenders use to assess commercial loan applications is extremely complicated. Each application is unique. Without a commercial lending expert in your corner, it can be difficult to work out which loan product is right for you. That’s where we come in. We consider your loan purpose and goals to determine the best product for you.
With years of experience working at the ‘Big 4’ banks, approving and declining applications, we know how your loan application will look through the banks’ lens. We present your commercial loan application in the way your lender prefers to receive it. That increases your chances of approval and ensures your application is processed promptly. Even if you’re self-employed or credit impaired, we can negotiate with your lender to alleviate their concerns.
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PAT Finance & Mortgage Broking.
9 Alexandra Street
Melton Vic 3337