How can

we help?

We’re Melton’s mortgage broking specialists, but we offer more than just home loans. With access to a huge range of quality lenders and loan products, we can help with all your finance needs. 

Home loans

As Melton’s home loan specialists, we’re here for all your home loan needs. Whether it’s your first home or an investment, we make finding the right loan easy.


Choosing the right home loan is a big decision. At PAT Finance in Melton, we help you make the best choice based on your goals and situation.

First home buyer loans

We know you’ve saved hard to buy your first home. By finding you the best loan, we make every dollar count. Not just now, but in the future too.

Investment loans

Are you considering purchasing an investment property or adding to your portfolio? Property can be a valuable investment option.

Commercial loans

Commercial property lending is very different to residential property lending.

Credit impaired loans

Just like us, credit impaired lenders understand that your credit rating doesn’t necessarily reflect your ability service a loan.

Self-employed loans

At PAT Finance in Melton, we can help you bridge the gap between proof of income and home ownership.

Debt consolidation

Debt consolidation involves rolling all your debts into one loan. You make one regular repayment – and only pay interest and fees on one loan.

Equipment finance

With an equipment loan (or asset loan, as it’s commonly known), you get all the benefits of ownership while you pay off your purchase.

Car loans & vehicle finance

Whether you’re driving to work, running a business, or taxiing the kids to weekend sports, you need a reliable vehicle.

Business loans

Whether you’re just starting out or you’re ready to grow, the right business loan can help you thrive.

Are you overwhelmed by home loan options?

Have you had problems getting finance approved?

Do you need a broker who’s unbiased, professional and can find a loan that fits YOU?

Whether you’re a first home buyer, a property investor or a homeowner looking to refinance, we take the time to listen to your needs and find a loan that fits you. Even if you’ve had previous applications rejected, we go the extra mile to make your dreams possible. With over 15 years of experience, hundreds of happy clients, and a proven track record of success, you’re in safe hands when you choose PAT Finance.

Request a call back

We’ll contact you at your preferred time so we can discuss your options.

News & Announcements

No one misses out our latest blogs and news letter as we give out freebies every week.

Ready to start the loan process? 

Want to learn more about our services? 

Book a free, no-obligation assessment with our lending specialists. Our office is located in Melton, but we work with clients across Melton, Bacchus Marsh, Sunbury, Caroline Springs and beyond. We’d love to hear about your financial goals and how we can help make your dreams a reality.